General Liability
General liability insurance is a type of commercial insurance that aims to cover
financial losses arising from any physical injury or damage of property which is
caused by the insurer or the employees of his company to others. Such insurance
policies apply when the accidents take place at the premises of the insurer or
at the customer's location. Insurance claims are not provided for the errors
that may occur at the time of delivery of any professional service to the
customers.
A General Liability policy provides financial protection in the event your
business is sued for some injury or damages. It provides coverage to assist in
the investigation or defense of lawsuits filed against your company…an
increasingly expensive problem that could force your company into bankruptcy
even if you are innocent! General liability insurance also covers attorney's
fees, witness fees, court costs and any judgment or settlement arising from a
covered suit.
If you are ever held legally responsible for an injury, sickness or disease,
General Liability insurance covers:
• The cost of care
• The loss of services
• Restitution for any death or permanent injury
• Property Damage
• Loss of Use and More